Top 10 Crucial Things to Do When Buying a New Car in India
Introduction
Buying a new car is an exciting and significant milestone in India, where owning a car holds a special place in the hearts of people. However, the Indian car market can be challenging to navigate due to its scattered nature and the possibility of encountering unscrupulous dealer practices. To ensure that you have a pleasant and rewarding car-buying experience, it's essential to consider certain crucial factors before making your purchase. In this blog, we will delve into the top 10 crucial things to do when buying a new car in India.
1. Select the Right Brand and Model
Choosing the right car starts with understanding your needs and preferences. Conduct in-depth research about different car brands and models available in the market. Consider factors like performance, fuel efficiency, safety features, and reliability. Look at the brand's market presence and its lifecycle timeline to ensure that you won't face any issues with service and support in the future. Additionally, assess your usage requirements and opt for a body type that suits your needs, such as a sedan for city driving or an SUV for rough terrains.
2. Set Budgets for Ownership and Depreciation
Purchasing a new car involves more than just the upfront cost. Be prepared for the cost of ownership, which includes maintenance, insurance, and fuel expenses. Different car brands and models have varying depreciation rates, so it's essential to consider this factor while shortlisting your options. Plan your budget to avoid any financial surprises after buying the car.
3. Always Test Drive
No matter how many reviews you read or watch, nothing beats the first-hand experience of a test drive. Take the car you're interested in for an extensive test drive on various road conditions that mimic your regular driving environment. This will help you assess the car's real-world performance, comfort, and noise, vibration, and harshness (NVH) levels, ensuring that it aligns with your expectations.
4. Petrol or Diesel - Considering Stringent Emission Norms
The decision between petrol and diesel has become more complex in recent years, particularly with the implementation of stringent BS6 emission norms. Assess your daily commuting patterns and mileage requirements to determine which fuel type suits you best. Diesel cars are ideal for highway driving, while petrol cars are more suitable for city usage. Also, keep in mind that BS6 diesel engines require proper usage conditions and high-quality fuel for optimal performance.
5. Prioritize Safety Features
Safety should be your utmost concern when purchasing a new car. In recent years, Indian customers have become more conscious of crash test results and safety features. Look for cars equipped with dual airbags, anti-lock braking system (ABS), rear parking sensors, speed-sensing alarm, and electronic stability program (ESP). Additionally, consider seatbelt pre-tensioners and traction control (TC) for added safety.
6. Shop Around and Negotiate
Don't rush into the first deal you find. Car dealerships often have good profit margins, allowing room for negotiation. Request quotations from multiple dealerships, both locally and from nearby cities. Use these quotes to your advantage and negotiate for the best price possible. The more you research and compare, the better your chances of getting a fantastic deal.
7. Ask for the Vehicle Identification Number (VIN)
To ensure you are not buying an older car that has been parked in the stockyard for a long time, ask the dealer for the Vehicle Identification Number (VIN). The VIN will reveal the manufacturing date of the car, helping you assess its condition and potentially negotiate for a better price if it has been in stock for an extended period.
8. Avoid Handling Charges and Opt for Cash Discount Over Accessories
Car dealerships may try to include handling charges in the final price, which typically cover parking, car care, and fuel expenses. However, these costs should be the responsibility of the dealer and not the buyer. Politely decline to pay handling charges. Moreover, rather than accepting free accessories, opt for an equivalent cash discount and purchase accessories separately from local vendors at lower prices.
9. Get Your Own Insurance
Dealers often offer insurance at higher prices, including additional charges and commissions. It's wise to purchase insurance independently from outside sources. This way, you can customize your policy as per your requirements and take advantage of No Claim Bonus (NCB) on your older vehicle, potentially reducing the premium further.
10. Avoid Paying Insurance and RTO Before Pre-Delivery Inspection (PDI)
To ensure a smooth and satisfactory purchase experience, avoid paying the full cost of the car upfront. Conduct a thorough pre-delivery inspection (PDI) to ensure the car is in perfect condition. Once you are satisfied with the vehicle, finalize the payment and take delivery.
11. Say No to Teflon and Anti-rust Coating
Teflon coating and anti-rust coating are often unnecessary and expensive add-ons offered by dealerships. Many car manufacturers provide anti-rust coating from the factory, and some even offer anti-rust warranties. Similarly, you can explore alternatives like PPF or ceramic coating, which provide better protection for your car's paint.
12. Get Extended Warranty and Service Packages
To protect yourself from unexpected repair costs, opt for an extended warranty that covers your car for at least five years. Additionally, some dealerships offer one-time service packages that cover periodic maintenance. Consider these packages at the time of purchase if they seem cost-effective, as the prices may increase over time.
Conclusion
Buying a new car in India can be a memorable experience if you approach it with careful planning and consideration. By following the top 10 crucial steps mentioned in this blog, you can make an informed decision, avoid potential pitfalls, and drive away with the perfect car that suits your needs and budget. Remember to prioritize safety, conduct thorough research, negotiate for the best deal, and remain cautious throughout the buying process. Happy car shopping!
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